Terms of Service

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By accessing or using our website and services, including opting in to receive SMS text messages from us, you agree to these Terms of Service. If you do not agree, please do not use our services.

You must be at least 18 years old (or the age of majority in your jurisdiction) and able to enter into a binding legal agreement to use our services.

Our services may include access to our website, information, products, and the option to receive SMS communications via 10-digit long code (10DLC) numbers for confirmations, reminders, updates, and customer support, as described in the Privacy Policy.

• Consent: By providing your mobile number and opting in, you expressly consent to receive SMS (text) messages from us.
• Message Frequency: Message frequency may vary based on your interactions with us.
• Opt-Out: You may opt out of SMS communications at any time by replying 'STOP' or ‘UNSUBSCRIBE’ to any message you receive from us, or by contacting us through the provided contact methods. Once you opt out, you will no longer receive SMS messages from us, except those necessary for legal or account related notifications.
• Carrier Fees: Standard message and data rates from your mobile carrier may apply.

• Provide accurate and current information when registering and opting in.
• Do not share your account or allow others to use your information.
• Notify us immediately if you believe your account has been compromised.
• Do not use our services for unlawful or prohibited activities.

You may not use our services:

• To send unsolicited or unauthorized advertising, marketing materials, or spam.
• In a manner that violates any laws, regulations, or carrier policies.
• To infringe upon the rights or privacy of others.

Your privacy is important to us. Please review our Privacy Policy for details about what information we collect, how we use it, and how we protect and share your information. We do not share, sell, rent, or disclose your mobile information with third parties or affiliates for their marketing or promotional use.

We reserve the right to suspend or terminate your access to our services at any time, for any reason, including violation of these Terms.

To the extent permitted by law, we are not liable for any damages or losses resulting from your use or inability to use our services, including but not limited to any errors, omissions, or delays in SMS delivery.

You agree to defend, indemnify, and hold harmless [Your Business Name], its affiliates, and employees from any claims, damages, or expenses resulting from your violation of these Terms.

We may update these Terms of Service from time to time. Material changes will be posted on this page, and where required, we will notify you by email or SMS. Continued use of the services constitutes acceptance of the revised terms.

If you have any questions regarding these Terms, please contact us at:

• Email: ryan@ryantheinsuranceguy.com
• Phone: 951-517-2654